Can credit card be made safe, please...!!??..

There has been quite a lot of instance of misuse of credit card, in spite of it one is not sure about the security measure taken by the bank.




Credit card is a flexible instrument and very handy in the sense that, one need not carry cash in the valet. But safety is always a question mark in one mind when used merchant outlets or when you lose it.

Merchant outlet's
There is always an apprehension when card is taken out of sight for swiping it in the machine. 'Skimming' of credit card are possible, meaning illegally copying of information from the magnetic strip of a credit card. Once fraudster have skimmed your card, they can create a fake or ‘cloned’ card with your details on it. The fraudster is then able to run up charges on your account.

Loss of card
The other one, if Credit card is lost it might take few hours before you call the call centre to block your card, by that time the fraudster can make purchases. One of my friend in a matter of two hours, since he lost the card his credit card was swiped at two merchant outlet and he lost about Rs 35,000.

Can this not be prevented?.
Can the banks not provide a pin for credit card swipe as well, just like Debit card? I don't think there will be any challenge in providing such simple measure, which will go a long way in providing peace of mind to credit card user.

Will the banks think over?