Indian Youth

Saturday, September 6, 2014

The general life trend in an Indian youth's career has changed over the years, particularly graduates of engineering  colleges.  But, always there are exceptions.
1970's to 80:
  • Engineering degree was still a male bastion, with few exception.
  • Preferred jobs in Railways, Telephones, TNEB and public sectors like BHEL, BEL.
  • Once in job, book 'Bajaj' scooter which take 7 years to delivery. 
  • Save excess money towards taking delivery of ' Hamara Bajaj' Scooter and marriage.
  • Post Marriage save money for kids education.
  • 'Loan' for personal use from  Bank is unheard.
  • Close to retirement, plan to buy house from saving.

1980's to 90's.

  • Girls prefer Engineering too. Yes, both are equal, what's wrong. Engineering is no longer a male bastion.
  • Preferred jobs still in public sector and some in large private sectors.
  • If Parents not dependent, if one is good in studies look at going abroad for post graduation. No worries, if stipend not available ready to work in Petrol banks, stores.
  • Still 'Loan' for personal use be it home, consumer, education not available. 'Loan' from Public sector bank are only for Commerce & Industry.
  • 'Body shopping', 'H1 stamping' is widely discussed, if one has couple of years experience. 'H1 stamping' is treated as a life time achievement and probably, the eligibility for marriage.

2000's and beyond.

  • Layoff or recruitment freeze in Public sector.
  • Whatever be the field of engineering study, preferred jobs are  from so called 'Tier 1' IT services company.
  • Yes, campus recruitment and who is bothered about whats the job role. Experience matters.
  • Private banks enter Indian market, with door step services for all loan needs be it home, consumer, personal. Hold on, bank did not advertise door step services, if you want to make part payment later.
  • Word such as 'Body shopping', 'H1 stamping' looses charm. The word 'EMI' is widely known and available for whatever you want.... right  from baby birth till the end.  Yes, includes the recent addition of education loan too....
  • Once in job, buy a smart phone(size of laptop) for text ting and browsing wherever you are. Can't waste time. Ensure to change every six months to a year.
  • Few years in jobs, buy a house - more due to parents and peer pressure, preferably with metro city pin code and a car as well. Yes, otherwise real estate will go up every month - inputs from well-wishers and off-course purchase is through bank loan ranging  10 to 30 years.  Hmm... start working to feed the bank !!?!! ..............meant EMI.
  • Few more years on... with husband and wife both working, debate about who will take care of kids. No worries SOS parents to take turn to take care of kids.
  • 'Saving'.... where?.... money disappears to service EMI, life needs and off course the ever increasing inflation......
Already, you should have started hearing about 'Reverse Mortgage' option of house for senior citizen. 
Yes, Banks are innovative and would continue to offer door step services for all loans needs at whatever stage of life, if you are able to work or make your assets work for bank and you..... at any time or any where..

Yes.. its all 'virtual reality', I own everything but its not mine ......................... (Hypothecated to bank :-) ... ). 

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PM: The Indian way with Modi wave.!

Saturday, May 17, 2014

It had been quite some time since my last post on my blog. May be, run out of thoughts as what to post or nothing interesting happened to write on it. With General election results out, its time to express my personal views.

All exit polls predicted a win for BJP. But, non would have expected Congress getting less than 50 seats in final tally. Cong by getting less than 50 seats, cannot even have a leader of opposition on its own. This might be also a first time in 30 years there may not be a leader of opposition, as they ask is the party needs to be have won at least 10% of the total seats.

Gone are the days of one way communication from politicians to public through DD or news paper. The visual media and social media have become powerful and a small mistake any where can cost politicians dearly. Like a T 20 match, the margin for making errors have become very narrow. Public focus these days, are just not limited to politician, a political set up or those who are related to it cannot get away after making adverse comments like 'Mango people' or 'Banana Republic' or having undue protection from Government. 

Everyone acknowledges that change is happening, but changes seem to happen quite fast, even less than a year changes can happen. AAP, which made a dream start in Delhi assembly, seems to have lost focus. When Team Anna was agitating the agenda was on corruption and on the ruling government for allowing it. However, in general election AAP performed badly. Not sure, whether  AAP, lost focus about the objective for which it was formed and in the process all seats even in Delhi was lost, which they won in Dec 2013. People decision on voting changed in less than six month towards AAP. 

After 30 years, a party on its own is having a majority and a first non-congress party to have majority in its own. Last time, it was in 1984 when Congress won over 400 seats and since 1984 each successive government was in collision. Even, in case of collision the country look upon a government and more particularly its leader to be decisive. A collision leader could be true and honest, but the people do not to take lightly the statement such as 'Collision Dharma' from  leader of a ruling party, particularly when corruption or kick back happens uninterrupted.

 Democracy is great and at times it can be challenge as well for political parties. At certain point of time a democratic leader have to take tough decision on his own and take responsibility for it and at times the leader might needs to consult elected representative or people. Again, when to consult and when to take responsibility to take tough decision on his own defines the present day ‘democratic leader’.

 I hope, BJP does not get carried out by election victory. The BJP is bestowed with a responsibility to lead the country which would require them to be cautious in all its action and critically need to deliver as per expectation  by providing good governance. 

 Having governed the state of Gujarat for 4th terms interrupted, the people of India had provided a decisive mandate for Modi, with a belief  better days are ahead for India. 

Signing off with a hope that,  India Shines under democratic leadership of Modi!

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